IPD
Calculators/Affordability

Affordability Calculator

Find out how much you can borrow

Income Details
Enter your gross annual income before tax

You need at least 10% deposit for a mortgage

Mortgage Terms
4.0%
30 years
Central Bank Rules

• Banks can lend up to 3.5x your gross annual income

• First-time buyers need a minimum 10% deposit

• Second-time buyers need a minimum 20% deposit

• Banks may have stricter criteria based on affordability

Your Borrowing Power

Enter your income to see results